South Africa's Financial Calculator Hub
Free, accurate calculators built specifically for South Africans - in Rands, aligned with SARS tax tables, the National Credit Act, and the current prime lending rate of 10.25%.
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Calculator Categories
Loan Calculators
Calculate monthly repayments, total interest, and affordability for personal loans, credit cards, and debt consolidation under the National Credit Act.
3 calculators
Tax Calculators
SARS-aligned calculators for PAYE, income tax, VAT, two-pot retirement, bonus tax, retirement annuity, and provisional tax.
7 calculators
Vehicle Finance Calculators
Work out monthly repayments on a car loan, compare balloon payment deals, and understand the total cost of vehicle finance.
2 calculators
Property Calculators
Home loan repayment, bond affordability, transfer costs, and transfer duty calculators for South African property buyers.
5 calculators
Savings Calculators
Compound interest, savings goals, fixed deposits, monthly budgets, and cost-of-living calculators.
5 calculators
Energy Calculators
Solar, Eskom tariff, and inverter battery calculators to help South Africans reduce load-shedding impact and energy costs.
3 calculators
HR & Labour Calculators
UIF, salary, domestic worker, leave pay, and overtime calculators aligned with South African labour law.
5 calculators
Why Use Calcy?
Built for South Africa
All calculators use ZAR, current SARS tax tables, NCR-regulated interest rates, and South African legislation - not generic international tools adapted with a currency symbol swap.
No Login, No Ads, No Nonsense
Every calculator is free and works immediately - no account, no email, no paywalls. Your numbers stay in your browser and are never sent to a server.
Works on Your Phone
Add Calcy to your home screen like an app. All calculators are mobile-first and work offline once installed as a Progressive Web App.