About Calcy
Calcy is a free, open-access collection of financial calculators built specifically for South Africans. Every calculator uses South African Rands, current SARS tax brackets, NCR-regulated interest rate caps, and South African legislation - not generic international tools with a currency symbol swap.
We built Calcy because South Africans deserve tools that actually reflect their financial reality: PAYE on local salaries, transfer duty on property purchases, UIF contributions under the Labour Relations Act, and loan costs under the National Credit Act. International calculators can not do this accurately.
What we offer
- Loan calculators aligned with the National Credit Act
- Tax calculators using the latest SARS brackets and rebates
- Property calculators including transfer duty and bond costs
- Savings and budget calculators in Rands
- Energy calculators for solar and load-shedding planning
- HR and labour calculators aligned with South African law
Free, always
All calculators are completely free to use. There is no login, no email required, and no paywalls. Your numbers stay in your browser and are never sent to a server.
Disclaimer
Calcy calculators are for illustrative and educational purposes only. They do not constitute financial, tax, or legal advice. Interest rates and tax brackets change - always verify figures with your bank, a registered financial advisor, or SARS before making financial decisions.
Questions or suggestions? Reach us at hello@calcy.co.za.